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PPO Plan

Overview

The PPO Plan combines a Participating Provider Tier and a Non-Participating Provider Tier, to offer your employees more choices in one plan.

Participating Provider Tier

With the Participating Provider Tier, members can access Participating Providers based on location:

  • Kaiser Permanente States:  The PHCS Network provides access to care in the Kaiser Permanente states of CA, CO, GA, HI, MD, OR, VA, WA and DC.
  • Non-Kaiser Permanente States:  The Cigna Healthcare PPO Network* only provides access to care in non-Kaiser Permanente states.

*Disclaimer:  The Cigna Healthcare PPO Network refers to the health care providers (doctors, hospitals, specialists) contracted as part of the Cigna Healthcare PPO for Shared Administration.

Non-Participating Provider Tier

Members can receive services from any licensed provider or facility they choose.